Australia is banning credit card surcharges from October 1 after a policy shift. Banks are changing loyalty perks at that time. Credit card points and rewards will shrink from next month. The change will hit businesses across the country that charge extra for card payments. Businesses that add fees must adapt before the ban.

A pub owner may switch to cash only prior to the ban. News reports say the change is just 19 days away right now. The ban on credit card surcharges and the bank reward cuts are due to take effect together from early October as announced.